Commercial Auto Insurance

Vehicles owned by a business

Employees who drive their personal cars on business-related errands

Company cars provided to employees for commercial and private use

Vehicles hired or rented by the business

Certain personal vehicles that qualify as commercial due to their weights or sizes

Liability Insurance: If an accident is deemed your fault, this coverage can help pay for the damage you do to others (like other drivers) who weren’t in the car with you.

Bodily Injury Liability Coverage: This coverage can help pay for third-party medical bills and sometimes for death benefits.

Property Damage Liability Coverage: This coverage can help pay for damage to the other party’s property.

Collision Insurance: This coverage helps pay for damage to your own vehicle sustained in a wreck.

Comprehensive Insurance: This coverage helps pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

Medical Payments/Personal Injury Protection: If you get hurt in an accident, this coverage can help pay your medical bills. Sometimes, it will cover other losses, such as lost income.

Uninsured/Underinsured Motorist Insurance: This helps insure you against damage caused by someone else who doesn’t have appropriate liability coverage. 

Hired/Non-Owned Auto Liability Insurance: This liability coverage may extend to vehicles not owned by the business but used by them for business purposes. These might include employees’ personal cars or vehicles that you rent or hire to use temporarily.

Inland Marine Insurance

Roadside Assistance

Rental Car Reimbursement

Custom Parts Coverage

Replacement Cost Vehicle Coverage

Gap Insurance